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Loan officers

Your loan officer, not a queue

At Apex Capital Mortgage, you work with a licensed Texas professional from application to closing. One point of contact, direct line, straight answers.

Meet your loan officer

The person behind your loan

Every client at Apex Capital works directly with the loan officer below, from pre-approval through closing. No hand-offs, no call centers.

Ryan Felix, loan officer at Apex Capital Mortgage

Ryan Felix

Loan Officer · Apex Capital Mortgage

Individual NMLS pending verificationNMLS (Branch) #2583932

“You’ll have my cell, not a ticket number. I’ll tell you what your loan actually costs, walk you through the numbers, and pick up when you call. That’s the whole job.”

Ryan Felix
  • Texas-licensed loan originator
  • Purchase and refinance specialist
  • Statewide service, all Texas counties
  • Conventional, FHA, VA, USDA, Jumbo
What we believe

What a good loan officer actually does

A good loan officer is not an order-taker. They understand your financial picture, ask the questions that surface potential issues before underwriting does, and explain the real cost of each option, not just the headline rate.

In Texas, that means knowing how property taxes vary by county, how HOA overlays and MUD districts affect monthly payments, and which loan programs are genuinely the right fit for buyers at each price point across our markets.

It also means being reachable. If your realtor calls at 6 pm with a question about your pre-approval letter, you should be able to get an answer. That is the standard we hold ourselves to.

Ready to get started?

Start your application now or reach out directly. A real loan officer will be in touch the same business day.

Equal Housing OpportunityApex Capital Mortgage, LLC (NMLS #2583932) supports Equal Housing Opportunity. This is not a commitment to lend. All loans are subject to credit approval, income and asset verification, and property appraisal. Rates, terms, and programs are subject to change without notice and may vary by borrower and property. Not all applicants will qualify. Information on this site is for general educational purposes and does not constitute financial or legal advice.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.